What would a stack of dollars become?

Pick an amount, a growth rate, and a holding period. The stack on the right shows where compounding takes it — up or down. The growth rate is entirely your assumption; the tool just does the arithmetic and tells you what that assumption implies.

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falls by points each year, but not below %

YearGrowth that yearImplied Bitcoin priceYour holding

What this shows

Straight-line compounding at whatever rate you choose. The number of bitcoin never changes — you buy once and hold — so the value line is really a line for the Bitcoin price. That's why the tool prints the implied price and market value: a rate that looks modest can imply a Bitcoin price that isn't possible. Both stacks are drawn to the same scale. The moon rises as the implied Bitcoin price climbs, and the rocket crosses in front of it at $1 million per bitcoin.

What this doesn't show

The ride. Every past cycle included a fall of 50 to 80 percent from the high, and a smooth curve hides all of that. It also ignores taxes, fees, and the possibility that Bitcoin goes to zero. This is a what-if calculator, not a forecast, and nothing here is investment advice.